23 Apr
Wise Spending
During these times, money is a bit tight and we need to be on the look out on our expenses. I own a credit card and through this sleek piece of plastic my financial transactions were made easier and faster. I can pay my bills online, do my shopping cashless and even pay my life insurance premium as well. I try to keep only one credit card since I do not want to be tempted using my cards even with just small transactions. I make it a point to save part of my income before indulging on the things that makes life more comfortable. I make sure to pay off my existing debts before their interest cut my budget.